December 30, 2010

Top 7 Fidelity Mutual Funds 2010

This article is all about Popular Fidelity Mutual Funds. The list includes Top 7 Popular Fidelity Mutual Funds. All in the list are classified stock fund (equity fund) or diversified fund. The top funds include Fidelity Contrafund, Fidelity Spartan 500 Index, Fidelity Diversified International and more.

Top 7 Popular Best Fidelity Mutual Funds:
  1. Fidelity Contrafund
  2. Fidelity Spartan 500 Index
  3. Fidelity Diversified International
  4. Fidelity Growth Company
  5. Fidelity Low-Priced Stock
  6. Fidelity Puritan
  7. Fidelity Total Bond
You can also check my new post.

December 27, 2010

Top 6 Popular Diversified Emerging Market Stock ETF

There are 3 different ways to invest in diversified emerging market stock funds such as through mutual fund, exchange traded fund (ETF) and closed end fund (CEF). In this post, it is all about Top 6 Popular Diversified Emerging Market Stock ETF such as iShares MSCI Emerging Markets Index, iShares MSCI BRIC Index  and more.

Top 6 Popular Diversified Emerging Market Stock ETFs:
  1. iShares MSCI Emerging Markets Index
  2. Vanguard Emerging Markets Stock ETF
  3. SPDR S&P Emerging Markets Small Cap
  4. iShares MSCI BRIC Index
  5. Guggenheim BRIC
  6. WisdomTree Emerging Markets Equity Inc

December 25, 2010

Marsco Online Stock Broker Account Review

Marsco provides brokerage account for investors who want to trade in stocks, bonds, mutual funds, and options. You can find this online stock broker account review in this article.

Marsco is one of the oldest online discount stock brokerage which offers several financial or cash management services. Marsco’s brokerage account is designed for investors who want the flexibility to invest.

Product & Services

Investors or traders can trade stock online for $3.95 per trade with no shares limit and option for $3.95 per trade plus $1.25 per contract. It also offers a complete web based trading platform.
  • Products: Stocks, options, mutual funds, bonds
  • Market Orders: $3.95 per trade
  • Limit Orders: $3.95 per trade
  • Broker Assisted: $25.00 / trade
  • Mutual Funds: $15.00 for no-load funds.
  • Options: $3.95 /trade + $1.25/contract
  • Minimum to Open: $2500
  • Inactivity Fee: $0.00
  • Online Statement: Free
  • Mailed Statement: $2 / statement
  • IRA Maintenance Fee: $30 / year
  • Some Other Fees: Tender Fee: $25.00. DTC Out: $20.00/security. ACAT Out: $50.00. 
  • Maximum Margin Rate: Based on proprietary base rate

December 22, 2010

Top 7 Real Estate REIT Specialty Mutual Funds 2010

In this article, I’ll provide the Top 7 Best REIT Mutual Funds. Real Estate investment should  be part of investor’s asset diversification. Investing in real estate has become steadily more popular over the last 50 years and has become a common investment vehicle. The REIT Fund include: Vanguard REIT Index, Fidelity Real Estate Investment, etc

The following is the Top 7Best Real Estate REIT Mutual Funds:
  1. Vanguard REIT Index
  2. Fidelity Real Estate Investment
  3. Cohen & Steers Realty Shares
  4. DFA Real Estate Securities I
  5. T. Rowe Price Real Estate
  6. First American Real Estate Securities A
  7. Invesco Real Estate A
Note: You can check my latest article about Best Real Estate Mutual Funds 2012.

December 15, 2010

Top 8 Precious Metals Mineral Mutual Fund

Top 8 Precious Metals Mineral Mutual Funds are Fidelity Select Gold Portfolio, Tocqueville Gold, First Eagle Gold, etc. These gold and silver funds are part of portfolio diversification.

Introduction

Investing in precious metals such as gold, and silver should be part of investor’s investment diversification. With uncertainty of various government action or inaction, precious metals can provide a solid asset.

The top 8 precious metal mutual fund includes Fidelity Select Gold, Oppenheimer Gold & Special Minerals, Franklin Gold and Precious Metals, First Eagle Gold and USAA Precious Metals and Minerals. Also there is more table comparison.

Top 8 Precious Metals Mutual Funds are:
  1. Fidelity Select Gold Portfolio
  2. Oppenheimer Gold & Special Minerals A
  3. Franklin Gold and Precious Metals A
  4. First Eagle Gold A
  5. USAA Precious Metals and Minerals
  6. Tocqueville Gold
  7. Van Eck Intl Investors Gold A
  8. Wells Fargo Advantage Precious Metals A
For latest article, please check Best Precious Metals Mutual Funds 2012.

December 12, 2010

BCA Bank Central Asia Online Internet Banking Review

BCA is an Indonesia based financial services company. The bank offers various individual and business product services such as insurance, credit card, checking account and saving account. BCA is also known as Bank Central Asia.
BCA Bank Central

Some of the products and services are:
  • Customers may check, do, and track financial transactions
  • You can view and print account statements (up to 12 months)
  • You can transfer funds online between BCA accounts as well as other bank accounts
  • Update and change personal contact information such as address and email info
  • Pay bills online or through mobile banking (m-BCA)
  • Contact bank customer service or representative (Halo BCA)
  • Access account at any time and any location
  • Monitor accounts for any suspicious financial activity
  • Manage credit cards account and debit card account
  • Check various currency rates
  • Provide demo on online banking
More on: BCA Bank Central Asia Online Internet Banking

December 10, 2010

Top 5 Popular Equity Income Mutual Fund plus Dividends

This post is about Top 5 Popular Equity Income Mutual Funds. The best funds are T Rowe Price Equity Income, BlackRock Equity Dividend, Vanguard Dividend Growth Fund, etc.

I have listed various types of mutual funds such as equity fund and fixed income fund. In this article, I'll focus on dividend equity mutual fund or also known as equity income fund. The list includes T Rowe Price Equity Income, Vanguard Dividend Growth...

Top 5 Popular Equity Income Mutual Funds are:
  1. T Rowe Price Equity Income
  2. BlackRock Equity Dividend Inv A
  3. American Century Equity Income Class A
  4. Vanguard Dividend Growth Fund
  5. Columbia Diversified Equity Income
More on: Top 5 Popular Equity Income Mutual Fund plus Dividends

December 7, 2010

SogoTrade Online Stock Broker Account Review

SogoTrade is an online discount brokerage services that offers low cost options and stocks trades for investors or traders. To trade stock as well as ETF, it only cost $3.00 per trade with unlimited shares. To trade option, it will cost $5.00 per trade plus $0.65 per contract with unlimited shares.

  • Products: Stocks, Options
  • Market Orders: $3.00 per trade
  • Limit Orders: $3.00 per trade
  • Broker-Assisted Orders:$27.00 per trade
  • Options: $5.00 + $0.65/contract
  • Mutual Funds: Not Available
  • Minimum to Open: $500
  • Account Maintenance Fee:$0.00
  • Account inactivity fee: $0.00
  • Abandoned Account fee: $10 / month
  • Account Closing Fee: $0.00
  • Some Other Fees: Wire Fees: $25.00 per transfer.
  • Outgoing ACAT: $75.00.
  • Maximum Margin Rate: Based on proprietary base rate


More on Hubpages: My SogoTrade Online Stock Broker Account Review

December 6, 2010

Invesco Van Kampen Muni Oppo (VMO) Price Action

The price action of Invesco Van Kampen Muni Opportunity (Ticker: VMO) is reversed. This National Muni bond CEF provides a short term swing between gain and loss on December 6, 2010.

Looks to me, the price action on last Friday is a fluke. Probably due to fat finger or computer algo went crazy. :).

The Invesco Van Kampen Muni Oppo (VMO) fund lost another -10.60% after 10% moved last friday. Lucky me I sold it.

December 4, 2010

Top 8 Popular Exchange Traded Funds for Investment

Exchange Trade Funds or ETFs are another popular investment fund choice for investor. The low cost index exchange traded funds can provide significant boost for long term investor in term of performance. Some of the best exchange traded funds are: SPDR S&P 500, SPDR Gold Shares, Vanguard Emerging Markets Stock ETF, etc.

Intro

Exchange Traded Funds (ETFs) are similar to mutual funds; they also can be categorized into 2 main classes such as Equity Exchange Traded Fund (stock ETF) and Fixed Income Exchange Traded Funds (bond ETF). As usual, the bond ETF is less volatile than stock ETF. In this article, I will get into details about Top 10 Popular ETF to invest in either bond ETF or Stock ETF.

Bond ETF can be classified into two main categories such as taxable bond ETF and municipal bond ETF. Taxable bond ETF can consist of short term bond, intermediate term bond, and long term bond ETF including Investment Grade Bond or High Yield Bond ETF. The other bond ETFs are non taxable bond ETF or municipal bond ETF. The municipal bond has advantages especially for people that pay high income tax on Federal and state level since these Bond ETFs are tax free.

Stock ETF can be classified into three main categories such as Domestic Stock ETF, International Stock ETF and Emerging Market ETF. Domestic Stock ETFs include domestic small cap stock ETF, mid cap stock ETF, and large cap stock ETF. International Stock ETFs include European Stock ETF, Pacific Stock ETF, and more. Emerging Stock ETF include most developing countries in Asia, Africa and Eastern Europe. Some of these countries are known as BRIC acronym (Brazil, Russia, India and China).

Other sector ETFs are: REIT ETF, commodity ETF (Gold, Silver, Natural Gas etc), and specific country ETF (Brazil, Russia, India etc)

Best Exchange Traded Funds

The Top 8 Popular ETF to invest is:
  1. SPDR S&P 500
  2. SPDR Gold Shares
  3. iShares MSCI Emerging Markets Index
  4. iShares MSCI EAFE Index
  5. Vanguard Emerging Markets Stock ETF
  6. iShares S&P 500 Index
  7. iShares Barclays TIPS Bond
  8. PowerShares QQQ

December 3, 2010

Parabolic National Municipal CEF - $VMO

This post is about the parabolic move of national municipal bond closed end fund (CEF). The Invesco Van Kampen Municipal Opportunity (ticker: VMO) has a parabolic move on December 3, 2010.

This is why I invest in Muni CEF. There will be a day when institutional money come in and create a big gain for small investor. I sold my remaining VMO and swab them with VGM which is higher yield and sell at slightly premium than VMO. 


December 1, 2010

Interactive Brokers Online Brokerage Account Review IB

Interactive Brokers Review is one of the best online brokerages. It offers low commission rates for customers. There are two main trading platforms. More review can be found in this post.

Interactive Brokers (IB)

Interactive Brokers (IB) is popular among active traders, experience and professional investors and hedge fund. It was established and began executing trades for public in 1994. It offered its own clearing trading in 1998. Interactive Brokers Group is traded publicly on the NASDAQ under IBKR ticker. It has a market capitalization of $710 million. The current headquarter is located in Greenwich, Connecticut. The Chairman and CEO is Thomas Peterffy.

As one of the best brokerages, IB offers stock trading, option trades, ETF, mutual funds, future, Forex, CFDs, and bonds. It offers global products. You can trades in over 100 market centers in 19 countries using single IB Universal Account. There are 2 types of trading platforms: Trader Workstation (TWS), and WebTrader. Trader Workstation is one of the best desktop applications for trading. It also offers advance tools such as BookTrader, OptionTrader, BasketTrader, ScaleTrader Algo, Accumulate/Distribute algo, FXTrader, and SpreadTrader. There are 50 order types and algos supported.

The WebTrader is a web based trading platform. It is a scaled-down version of TWS with simplified interface. It offers in fourteen languages. As an online discount brokerage, it provides 11 supported order types.

Opening an account with IB can take a little longer than typical online broker. You need to fill your application online, and then you need to verify two deposits IB makes into your bank account. Then, Interactive Brokers will send you a code through a regular mail to start trading. You also need to deposit $10,000 initial funding to open an account. Most traders choose bundled commission to get the lowest cost for trading.

Products and Services
  • Products: Stocks, bonds, ETFs, bonds, mutual funds, options, foreign investments, currency
  • Market Orders: $0.005 per shares ($1.00 minimum)
  • Limit Orders: $0.005 per shares ($1.00 minimum)
  • Broker-Assisted Orders: $0.01 per shares ($100.00 min)
  • Mutual Funds: $14.95/ trade
  • Options: $0.70/contract
  • Minimum to Open: $10,000 for US-based accounts; varied for foreign accounts
  • Account Maintenance Fee: $10.00 - $20.00
  • IRA maintenance Fee: $7.50 per quarter
  • Some Other Fees: Wire Transfer outgoing: $10.00 per transfer.
  • ACH Transfer Fee: $1.00 per transfer.
  • Maximum Margin Rate: Based on proprietary base rate
Pros:
  • Low commissions for stocks and option trading
  • Low margin rates
  • Offers several trading platform
Cons:
  • High minimum requirement to open an account ($10,000)
  • There is a commission fee of $10/month if you don’t trades more than $30 commission fee per month
  • It can get quite expense for trades over 1,500 shares
  • There is a quarterly IRA fee

The Importance of Diversification in Investing

Diversification is a key principle in investing, and it's especially important in today's uncertain economic climate. By spreading y...