Top Retirement Income Mutual Funds of 2016

Find top retirement income mutual funds of 2016. The best funds are Invesco Balanced-Risk Retirement Now Fund, PIMCO RealPath Blend Income Fund, etc.

Best Retirement Income Funds

Retirement income funds invest mainly in a mix of stocks, bonds, and cash. These funds are suitable for investors who already in or entering retirement. The fund style is managed with a conservative asset allocation strategy. The funds may provide steady income for retirement.

Top performing retirement income mutual funds of 2016 are:

1. AllianzGI Retirement Income Fund (AGRAX)
2. Invesco Balanced-Risk Retirement Now Fund (IANAX)
3. PIMCO RealPath Blend Income Fund (PBRAX)
4. Vantagepoint Milestone Retirement Income Fund (VQRRX)
5. BlackRock LifePath Active Retirement Fund Investor A (BAPBX)
6. MFS Lifetime Income Fund (MLLAX)
7. Wells Fargo Dow Jones Target Today Fund (STWRX)

Vanguard Balanced Index Fund (VBINX) Investor Shares

Vanguard Balanced Index Fund (VBINX) is a popular balanced mutual fund. This investor shares fund invests in stocks and bonds. It also provides dividend yield for income.

The fund objective is to track the performance of a broad, market-weighted bond index and a benchmark index that measures the investment return of the overall U.S. stock market. This mutual fund is using 60% of its assets to track the investment performance of the CRSP U.S. Total Market Index and approximately 40% of its assets to track the investment performance of the Barclays U.S. Aggregate Float Adjusted Index.

VBINX Fund Profile

• Fund Inception Date: November 9, 1992
• Ticker Symbol: VBINX (Investor Shares)
• CUSIP: 921931101
• Beta (3yr): 0.92
• Rank in category (YTD): 48%
• Category: Moderate Allocation
• Yield: 1.81%
• Capital Gains: 0%
• Expense Ratio: 0.23%  
• Net Assets: $ 26.50 billion
• Number of Years Up: 17 years
• Number of Years Down: 5 years

T Rowe Price Retirement 2015 Fund (TRRGX)

T Rowe Price Retirement 2015 Fund (TRRGX) is a popular target date mutual fund. This balanced fund invests in a diversified portfolio of other T. Rowe Price stock and bond funds that represent various asset classes and sectors.

This T Rowe Price Retirement 2015 Fundis managed based on the specific retirement year (target date 2015) included in its name and assumes a retirement age of 65. It may provide yield for income.

TRRGX Fund Profile

• Fund Inception Date: 02/27/2004
• Ticker Symbol: TRRGX
• CUSIP: 74149P796
• Beta (3yr): 1.04
• Rank in category (YTD): 8%
• Category: Target Date 2011-2015
• Yield: 1.76%
• Capital Gains: -
• Expense Ratio: 0.63%
• Net Assets: $ 10.2 billion
• Number of Years Up: 8 years
• Number of Years Down: 2 years
• Annual Turnover Rate: 14.70%

This T Rowe Price fund has $10.2 billion of total net assets. The dividend is 1.76% per year. It has 5-stars and gold rating from Morningstar. The portfolio turnover rate is low, only 15%. This mutual fund is also known as fund of funds.

T Rowe Price Retirement 2025 Fund (TRRHX)

T Rowe Price Retirement 2025 Fund (TRRHX) is a popular target date mutual fund. This balanced fund invests in a diversified portfolio of other T. Rowe Price stock and bond funds. It may invest in various asset classes and sectors.

This T Rowe Price Retirement 2025 Fund is managed based on the specific retirement year (target date 2025) included in its name and assumes a retirement age of 65. It may provide yield for income.

TRRHX Fund Profile

• Fund Inception Date: 02/27/2004
• Ticker Symbol: TRRHX
• CUSIP: 74149P788
• Beta (3yr): 1.26
• Rank in category (YTD): 4%
• Category: Target Date 2021-2025
• Yield: 1.50%
• Capital Gains: -
• Expense Ratio: 0.70%
• Net Assets: $ 17.74 billion
• Number of Years Up: 8 years
• Number of Years Down: 2 years

Vanguard Target Retirement 2030 Fund (VTHRX)

Vanguard Target Retirement 2030 Fund (VTHRX) is a popular target date mutual fund. This Vanguard fund objective is to provide capital appreciation and current income consistent with its current asset allocation.

This mutual fund invests mainly in other Vanguard mutual funds according to an asset allocation strategy. This Vanguard fund is designed for investors planning to retire and leave the workforce in or within a few years of 2030.

VTHRX Fund Profile

• Fund Inception Date: 06/07/2006
• Ticker Symbol: VTHRX
• CUSIP: 92202E888
• Beta (3yr): 1.23
• Rank in category (YTD): 40%
• Category: Target Date 2026-2030
• Distribution Yield: 1.85%
• Capital Gains: -
• Expense Ratio: 0.17%
• Net Assets: $ 25.8 billion
• Number of Years Up: 6 years
• Number of Years Down: 2 years
• Annual Turnover Rate: 7%

This Vanguard Target Retirement 2030 Fund is managed Michael H. Buek, William Coleman, and Walter Nejman. It has 12-month dividend yield of 1.85%. This Vanguard fund has $25.8 billion of assets. Its annual holdings turnover is quite low, only 7%.

T Rowe Price Retirement 2020 Fund (TRRBX)

T Rowe Price Retirement 2020 Fund (TRRBX) is a popular target date mutual fund. This balanced fund invests in a diversified portfolio of other T. Rowe Price stock and bond funds. It may invest in various asset classes and sectors.

This T Rowe Price Retirement 2020 Fund is managed based on the specific retirement year (target date 2020) included in its name and assumes a retirement age of 65. It may provide yield for income.

TRRBX Fund Profile

• Fund Inception Date: 09/30/2002
• Ticker Symbol: TRRBX
• CUSIP: 74149P200
• Beta (3yr): 1.15
• Rank in category (YTD): 4%
• Category: Target Date 2016-2020
• Yield: 1.64%
• Capital Gains: -
• Expense Ratio: 0.67%
• Net Assets: $ 25.25 billion
• Number of Years Up: 10 years
• Number of Years Down: 2 years
• Annual Turnover Rate: 14%

This T Rowe Price fund has total net assets of $25 billion. The dividend yield is 1.64%. This target date fund is ranked with 5-stars and gold rating by Morningstar.

Best 14 Moderate Allocation Mutual Funds 2015

See best 14 moderate allocation mutual funds 2015. Can these top funds be the contender for 2016? Top mutual funds are Villere Balanced Fund, Bruce Fund, etc.

Top Performing Balanced Mutual Funds

Moderate allocation mutual funds invest in stocks and bonds. These funds normally have higher portion of their assets invested in stocks (60-70%) and the rest of assets invested in bonds or money market (30-40%). You can buy these funds with as little as $100 initial investment for your brokerage or retirement accounts.

These best performing moderate allocation mutual funds are sorted based on its past 5 year performance in 2011-2015. You can find other fund information such as objective, share price, expense ratio, sales load, Morningstar rating, top holding, maturity, etc.

The 14 best moderate allocation mutual funds 2015 are:

1. Villere Balanced Fund (VILLX)
2. SEI Asset Allocation Trust Conservative Strategy Allocation Fund (SMGAX)
3. Bruce Fund (BRUFX)
4. T. Rowe Price Capital Appreciation Fund (PRWCX)
5. SEI Asset Allocation Trust Defensive Strategy Allocation Fund (STDAX)
6. Transamerica Multi-Managed Balanced Fund (IBALX)
7. Dodge & Cox Balanced Fund (DODBX)
8. American Funds American Balanced Fund (ABALX)
9. Fidelity Balanced Fund (FBALX)
10. Fidelity Puritan (FPURX)

Best Performing Moderate Allocation ETFs 2015

Find the best performing moderate allocation ETFs in 2015. Top funds are iShares Core Growth Allocation ETF. You may find the best funds review.

Best Moderate Allocation Funds

Moderate allocation mutual fund invests mainly in a combination of equities, bonds, and money market. It typically invests about 50-70% of assets in stocks. The rests are invested in bonds or money market. As part of balanced fund category, it provides regular income and capital growth opportunity for investors. You can invest either through your brokerage or retirement accounts.

These best performing moderate allocation exchange traded funds are sorted based on its 1 year performance up to May 10, 2015.

The best performing moderate allocation ETFs 2015 are:

1. iShares Core Growth Allocation ETF (AOR)
2. AdvisorShares Global Echo ETF (GIVE)
3. Claymore CEF GS Connect ETN (GCE)
4. Multi-Asset Diversified Income ETF (MDIV)
5. First Trust Strategic Income ETF (FDIV)
6. UBS ETRACS Diversified High Income ETN (DVHI)

Best Retirement Income Mutual Funds 2015

Find best retirement income mutual funds 2015 for the past 5 years. Top balanced funds are TIAA-CREF Lifecycle Retirement Income Fund, Vanguard Target Retirement Income Fund, etc.

Top Performing Retirement Income Funds

Retirement income mutual funds invest mainly in a mix of stocks, bonds, and cash. These funds are popular for people already in or entering retirement. The fund managers tend to manage the funds with a conservative asset allocation strategy. The fund objective is to provide steady income throughout retirement.

From this best performing funds list, you may find each individual fund review. The fund is sorted based on its past 5 year performance (up to April 2015). Whether it is for your brokerage account or retirement account or 401k plan, you need to find the right fund for your long term plan. You can find the fund performance, expense ratio, and yield or dividend from the table below.

Best retirement income mutual funds 2015 are:

1. American Century One Choice In Retirement Portfolio Fund (ARTOX)
2. TIAA-CREF Lifecycle Retirement Income Fund (TLRRX)
3. Vanguard Target Retirement Income Fund (VTINX)
4. JPMorgan SmartRetirement Income Fund (JSRAX)
5. BlackRock LifePath Retirement Portfolio Investor A (STLAX)
6. Principal LifeTime Strategic Income Fund (PALTX)
7. State Farm LifePath Retirement Fund (SLRAX)
8. Harbor Target Retirement Income Fund (HARCX)

American Funds Global Balanced Fund (GBLAX)

American Funds Global Balanced Fund (GBLAX) is an actively managed balanced mutual fund. As a balanced fund with global scope, the fund seeks to invest in equity and debt securities around the world that offer the opportunity for growth and/or provide dividend income, while also constructing the portfolio to protect principal and limit volatility.

This mutual fund objective is to seek the balanced accomplishment of three objectives: long-term growth of capital, conservation of principal and current income.

GBLAX Fund Profile

• Fund Inception Date: 02/01/2011
• Ticker Symbol: GBLAX
• CUSIP: 02629W106
• Beta (3yr): 1.05
• Rank in category (YTD): 68%
• Category: World Allocation
• Distribution Yield: 1.78%
• Capital Gains: -
• Expense Ratio: 0.89%
• Net Assets: $ 8.2 billion
• Number of Years Up: 3 years
• Number of Years Down: 0 year

Best Ranked Conservative Allocation Mutual Funds 2015

Find best ranked conservative allocation mutual funds 2015 for the past decade. These top balance funds are Berwyn Income Fund, Vanguard Wellesley Income fund, etc.

Top Balanced Funds

Conservative allocation mutual funds are part of balanced mutual funds. These investment funds invest in bonds and stocks. Typically the bond portion (50%-80%) is larger than the stock portion (20%-50%). These means the conservative allocation portfolios will hold smaller positions in stocks than moderate allocation portfolios. These portfolios seek to provide both capital growth and income.

You can buy these top mutual funds for your brokerage account, retirement account (IRA), and 401k account. The minimum initial funding may be as little as $100 for retirement account. These top conservative allocation mutual funds 2015 are sorted based on its 10 years performance up to April 2015. You can find the fund review below as well.

Best ranked conservative allocation mutual funds 2015 are:

1. Berwyn Income Fund (BERIX)
2. James Balanced Golden Rainbow Fund Retail Class (GLRBX)
3. Vanguard Wellesley Income Fund Investor Shares (VWINX)
4. Franklin Income Fund Class A (FKINX)
5. Permanent Portfolio Fund (PRPFX)
6. Federated Capital Income Fund Class A Shares (CAPAX)
7. Goldman Sachs Income Builder Fund Class A (GSBFX)
8. T. Rowe Price Personal Strategy Income Fund (PRSIX)
9. API Efficient Frontier Income Fund Class A (APIUX)
10. Columbia Thermostat Fund Class A (CTFAX)

American Funds 2030 Target Date Retirement Fund (AAETX)

American Funds 2030 Target Date Retirement Fund (AAETX) is one of the top target date mutual funds. This American fund uses its assets to purchase a greater portion of its assets in bond, equity income and balanced funds as it approaches and passes its target date.

AAETX Fund Profile

• Fund Inception Date: 02/01/2007
• Ticker Symbol: AAETX
• CUSIP: 02630T712
• Beta (3yr): 1.10
• Rank in category (YTD): 4%
• Category: Target Date 2026-2030
• Distribution Yield: 1.01%
• Capital Gains: -
• Expense Ratio: 0.75%
• Net Assets: $ 4.6 billion
• Number of Years Up: 5 year
• Number of Years Down: 2 year

Best Performing Convertible Closed End Funds 2014

Convertible closed end funds invest mainly in convertible bonds and convertible preferred stocks. Convertible bond portfolios are designed to offer some of the capital-appreciation potential of stock portfolios while also supplying some of the safety and yield of bond portfolios. These securities thus act a bit like stocks and a bit like bonds.

Top Convertibles Funds

These top performing closed end funds are selected based on its year-to-date performance in 2014. Most of these convertible bond mutual funds are also rated among the best in their category. I have also provided some details about its management, performance, expense ratio, initial investment requirement, risk, top holdings, etc.

Best performing convertible closed end funds 2014 are:

1. Calamos Convertible & High Income Fund (CHY)
2. AllianzGI Convertible & Income Fund II (NCZ)
3. Calamos Convertible Opportunities and Income Fund (CHI)
4. AllianzGI Equity & Convertible Income Fund (NIE)
5. AllianzGI Conv & Income (NCV)
6. Bancroft Fund Ltd (BCV)
7. Ellsworth Fund Ltd (ECF)
8. Putnam High Income Securities Fund (PCF)
9. Gabelli Convertible and Income Securities Fund (GCV)
10. Advent Claymore Convertible Securities and Income Fund (AVK)

Target Date 2031-2035 Mutual Funds: Best Fund

Find best target date 2031-2035 mutual funds. This target date funds are popular among 401k or individual retirement account (IRA) investors.

Best Target Date Funds

Target date mutual funds are popular among any investors. Whether you have a 401k plan, individual retirement account (IRA), or regular investment account; you will find the target date mutual funds for your choice. These funds are suitable for passive investors that want to balance between stocks & bonds. These funds will adjust their assets based on your retirement year target.

Target Date 2031-2035 fund provide a diversified exposure to stocks, bonds, and cash for those investors who have a specific date in mind (in this case, the years 2031-2035) for retirement or another goal. The investment risks may include market risk, index tracking risk, investment style risk, etc. These target date mutual funds are also known as lifecycle mutual funds.

These top performer target date mutual funds are sorted based on its 1 year total return. You may find other information such as expense ratio fee, portfolio turnover rate, management or index approach, performance, etc. You can find the fund review and comparison below.

Best Target Date 2031-2035 Mutual Funds 2014 are:

1. T. Rowe Price Retirement 2035 Fund
2. American Funds 2035 Target Date Retirement Fund
3. AllianceBernstein 2035 Retirement Strategy Fund
4. Vanguard Target Retirement 2035 Fund
5. TIAA-CREF Lifecycle Index 2035 Fund

Best Target Date 2021-2025 Mutual Funds 2014

Best target date 2021-2025 mutual funds 2014 are American Funds 2025 Target Date Retirement Fund, T. Rowe Price Retirement 2025 Fund, etc.

Target Date Funds

Target date mutual funds are popular among long term investors. If you have an individual retirement account (IRA) or 401k plan from your company, you might familiar with target date mutual funds. These funds invest in bonds and stocks. The assets are allocated based on your retirement age. For instance, if you choose a target date 2025 fund, you might find your mutual fund to invest mix of stocks and bonds.

The target date funds are suitable for investors who don’t want to choose their own investment. Using target date mutual fund, investor can maximize their tax and save for future through retirement account or regular brokerage accounts.

Top Mutual Funds

The top performing list is sorted based on its 1 year performance up until June 6, 2014. Investors can find the review and other fund information such as expense ratio, fund manager, yield, turnover rate, sales load, top holdings, top sectors, etc.

Best target date 2021-2025 mutual funds 2014 are:

1. American Funds 2025 Target Date Retirement Fund (AADTX)
2. T. Rowe Price Retirement 2025 Fund (TRRHX)
3. Franklin LifeSmart 2025 Retirement Target Fund (FTRTX)
4. AllianceBernstein 2025 Retirement Strategy Fund (LTIAX)
5. John Hancock Funds Retirement Living through 2025 Portfolio (JLEAX)
6. Vanguard Target Retirement 2025 Fund Investor (VTTVX)
7. MassMutual RetireSMART 2025 Fund (MMSDX)
8. Schwab Target 2025 Fund (SWHRX)
9. Legg Mason Target Retirement 2025 Fund Class A (LMPAX)
10. Nationwide Destination 2025 Fund Class A (NWHAX)

Best Target Date 2026-2030 Mutual Funds 2014

Find best target date 2026-2030 mutual funds 2014. Top target date funds are American Funds 2030 Target Date Retirement fund, etc.

Target Date Funds

Target date mutual funds are popular among any investors. Whether you have a 401k plan, individual retirement account (IRA), or regular investment account; you will find the target date mutual funds for your choice. These funds are suitable for passive investors that want to balance between stocks & bonds. These funds will adjust their assets based on your retirement year target.

For example, a younger worker hoping to retire in 2040 would choose a target-date 2040 fund, while an older worker hoping to retire in 2020 would choose a target-date 2020 fund. Because it has a longer time horizon, the 2040 fund would likely be weighted heavily toward stocks, with a relatively small percentage of bonds and cash equivalents, while the 2020 fund would hold relatively more bonds and cash equivalents and fewer stocks.

As part of asset allocation fund or balanced fund, these target date funds will seek income and growth for your investment. The investment risks may include interest rate risk, investment style risk, market risk, etc. These target date mutual funds are also known as lifecycle mutual funds.

Top Mutual Funds

These top performer target date mutual funds are sorted based on its 1 year total return. You may find other information such as expense ratio fee, portfolio turnover rate, management or index approach, performance, etc. You can find the fund review and comparison below.

Best target date 2026-2030 mutual funds 2014 are:

1. Manning & Napier Target 2030 K (MTPKX)
2. American Funds 2030 Target Date Retire A (AAETX)
3. T. Rowe Price Retirement 2030 (TRRCX)  
4. AllianceBernstein 2030 Retirement Strategy A (LTJAX) 
5. TIAA-CREF Lifecycle Index 2030 Institutional (TLHIX)
6. Vanguard Target Retirement 2030 Investor (VTHRX)

Best Moderate Allocation Mutual Funds 2014

Find best moderate allocation mutual funds 2014 review. Top moderate allocation funds are Dodge & Cox Balanced fund, Federated MDT Balanced fund, etc.

Moderate Allocation Funds

Moderate allocation mutual funds invest in stocks and bonds. These investment funds typically has higher portion of their assets invested in stocks (60-70%) and the rest of assets invested in bonds or money market (30-40%). You can buy these funds with as little as $1,000 initial investment for your brokerage or retirement accounts.

These best performing moderate allocation mutual funds are sorted based on its past 1 year performance in 2013-2014. You can find other fund information such as objective, share price, expense ratio, sales load, Morningstar rating, top holding, maturity, etc.

Top Funds

Best moderate allocation mutual funds 2014 are:

1. SCS Tactical Allocation (SCSGX)
2. Dodge & Cox Balanced (DODBX)
3. Scharf Balanced Opportunity Inv (LOGOX)
4. Disciplined Growth Investors (DGIFX)
5. CornerCap Balanced (CBLFX)
6. BlackRock Growth Prepared Investor A (BAGPX)
7. Federated MDT Balanced A (QABGX)
8. Hotchkis and Wiley Capital Income A (HWIAX)
9. Osterweis Strategic Investment (OSTVX)
10. Wells Fargo Advantage Growth Balanced A (WFGBX)

Best Target Date 2046-2050 Mutual Funds 2014

Find best target date 2046-2050 mutual funds 2014. Top mutual funds are Invesco Balanced-Risk Retire 2050, Legg Mason Target Retirement 2050, Vanguard Target Retirement 2050, etc.

Target Date 2046-2050

Target date mutual funds are popular among long term investors. If you have an individual retirement account or 401k plan from your company, you might familiar with target date mutual funds. These funds invest in bonds and stocks. The assets are allocated based on your retirement age. For instance, if you choose a target date 2050 fund, you might find your mutual fund to invest more in stocks and less in bonds.

The top performing list is sorted based on its YTD performance in 2014. Investors can find the review and other fund information such as expense ratio, fund manager, yield, turnover rate, sales load, top holdings, top sectors, etc.

Best target date 2046-2050 mutual funds 2014 are:

1. Invesco Balanced-Risk Retire 2050 A (TNEAX)
2. Manning & Napier Target 2050 K (MTYKX)
3. Legg Mason Target Retirement 2050 A (LMJAX)
4. American Century One Choice 2050 Investor (ARFVX)
5. AllianzGI Retirement 2050 A (ASNAX)
6. BlackRock Lifepath Index 2050 Investor A (LIPAX)
7. PIMCO RealRetirement 2050 Institutional (PRMIX)
8. BlackRock LifePath 2050 Investor A (LPRFX)

Top Convertible Mutual Funds 2014

Top convertible mutual funds 2014 are PIMCO Convertible, Columbia Convertible Securities, Miller Convertible Bond, etc.

Convertible Funds

Convertible funds use its assets to purchase portfolio of bonds that can be converted into stocks at a set price. These bond funds also pay a high yield due to lower credit quality of the bonds. You can invest in regular investment account, retirement account, 401(k) account, etc.

These best performing mutual funds are sorted based on its year to date return in 2014. You may find other fund review information: expense ratio, fund’s NAV, management, objective, yield, top holdings, etc.

Best Convertibles Mutual Funds

Top convertible mutual funds 2014 are:

1. PIMCO Convertible A (PACNX)
2. Columbia Convertible Securities A (PACIX)
3. Miller Convertible Bond A (MCFAX)
4. AllianzGI Convertible A (ANZAX)
5. Victory Investment Grade Convertible A(SBFCX)
6. Invesco Convertible Securities A(CNSAX)
7. Vanguard Convertible Securities Investor (VCVSX)
8. Harbor Convertible Securities Investor (HICSX)
9. Franklin Convertible Securities A (FISCX)
10. Putnam Convertible Securities A(PCONX)

Top Conservative Allocation Mutual Funds 2014

Find top conservative allocation mutual funds 2014. Best conservative allocation funds are Bruce fund, Natixis Diversified Income, etc.

Conservative Allocation

If you are a low risk investor, you may need to invest in conservative allocation mutual funds. As part of balanced mutual fund, these conservative allocation mutual funds invest in bonds, stocks and money markets. Typically it has about 60-70% of assets in bonds and 30%-40% of assets in stocks. Typically these funds have lower risk than moderate allocation funds or aggressive allocation funds.

You can buy these top mutual funds for your brokerage account, retirement account (IRA), and 401k account. The minimum initial funding may be as little as $100 for retirement account. These top conservative allocation mutual funds 2014 are sorted based on its YTD performance in 2014. You can find the fund review below as well.

Best Mutual Funds

Top conservative allocation mutual funds 2014 are:

1. Bruce (BRUFX)
2. Spirit of America Income & Opportunities A (SOAOX)
3. Natixis Diversified Income A (IIDPX)
4. Fidelity Strategic Real Return (FSRRX)
5. Timothy Plan Defensive Strategies A (TPDAX)
6. Touchstone Flexible Income A (FFSAX)
7. Permanent Portfolio (PRPFX)
8. Principal Global Diversified Income A (PGBAX)
9. Franklin Income A (FKINX)
10. Wells Fargo Advantage Divers Income Builder A (EKSAX)