Invest in Popular Mutual Funds
As a prospective investor, you need to ask whether you should invest in the biggest and most popular mutual funds. Can you get the extra return with these popular mutual funds? You can find many companies which provide ratings on mutual funds including Morningstar, US News, Lipper, Forbes, Money, Kiplinger, etc.Index Funds

Pros:
- Index funds are cheaper than actively managed stock funds in term of expenses.
- The funds may provide diverse selection of US companies than funds tracking the index such as S&P 500, etc.