Coffeehouse Portfolio

Coffeehouse portfolio is popularized by Bill Schultheis. He mentioned the portfolio in his book, The Coffeehouse Investor.

This lazy portfolio is a buy-and-hold portfolio that contains a healthy allocation to US stocks, international stocks, REIT, and bonds.

Who Is Bill Schultheis?

Bill Schultheis is an author and financial adviser. He is also a bogleheads.org reading list author. He wrote a book which titled

Vanguard Growth ETF (VUG)

Vanguard Growth ETF (VUG) is an index stock ETF (Exchange Traded Fund). This Vanguard ETF invests in US stocks of large cap companies.

This ETF's objective is to provide investment results that, before expenses, correspond the performance of the CRSP US Large Cap Growth Index.. This index fund provides a convenient way to match the performance of many of the nation’s largest growth stocks. Please check with your brokerage for additional commission.

VUG Fund Details

• Fund Inception Date: May 04, 1995
• Ticker Symbol: VUG
• CUSIP: 922908736
• Rank in category (YTD): 56%
• Category: Large Growth
• Yield: 1.30%
• Capital Gains: -
• Expense Ratio: 0.06%
• Total Assets: $ 28.61 billion
• Annual Turnover Rate: 21%

SPDR S&P MidCap 400 ETF (MDY)

SPDR S&P MidCap 400 ETF (MDY) is an index stock ETF (Exchange Traded Fund). This SPDR ETF invests in US stocks of mid-sized companies.

This ETF's objective is to provide investment results that, before expenses, correspond generally to the price and yield performance of  the S&P MidCap 400 Index. The index are companies with market cap in the range of US$ 1 billion to US$ 4.5 billion. Please check with your brokerage for additional commission.

MDY Fund Details

• Fund Inception Date: May 04, 1995
• Ticker Symbol: MDY
• CUSIP: 78467Y107
• Rank in category (YTD): 56%
• Category: Mid-Cap Blend
• Yield: 1.26%
• Capital Gains: -
• Expense Ratio: 0.25%
• Total Assets: $ 18.79 billion
• Annual Turnover Rate: 21%

Vanguard Short-Term Bond ETF (BSV)

This Vanguard Short-Term Bond ETF (BSV) is a popular short term fixed income exchange traded fund. Offered by Vanguard Group, this ETF provide decent yield for income.

This Vanguard fund seeks to track the performance of the Barclays U.S. 1-5 Year Government/ Credit Float Adjusted Index. This exchange traded fund follows a passively managed, index sampling approach.

BSV Fund Profile

• Fund Inception Date: 04/03/2007
• Ticker Symbol: BSV
• CUSIP: 921937827
• Rank in category (YTD): check
• Category: Short-Term Bond
• Yield: 1.51%
• Capital Gains: -
• Expense Ratio: 0.07%
• Total Assets: $ 21.93 billion
• Annual Turnover Rate: 0%

Updated June 2017

Morningstar analysts rank this fund with 3-stars rating. The benchmark is Spliced Barclays US Aggregate float Adjusted Index. The expense ratio is only 0.07% per year. This fee is 88% lower than the average expense ratio of funds with similar holdings.

Core Four Portfolio

Core four portfolio is popularized by Rick Ferri. He mentioned the portfolio on Boglehead Forum.
This lazy portfolio is a buy-and-hold portfolio that contains a healthy allocation to US stocks, international stocks, REIT, and bonds.

Who Is Rick Ferri?

Rick Ferri, also known as Richard Ferri, is a financial analyst, author, speaker, former adviser, and founder of Portfolio Solutions, LLC. He has written various financial articles.

Rules Of Core Four Portfolio

The rules of Core Four Portfolio is simple. It invests its 60% allocation to stocks and 40% to bonds. It mainly invest in US, international stock, REIT, and bond market.

This 4 fund portfolio is well like by followers in Bogleheads.

The portfolio can be applied with an investment in a low cost US total stock market index fund, along with direct investments in US, international stock, REIT, and bond market. It can also be implemented with low-cost ETFs (exchange-traded funds).

How to Invest

You can invest in this Core Four portfolio through Vanguard mutual funds or Vanguard ETFs (Exchange Traded Funds).

iShares iBoxx $ Investment Grade Corporate Bond ETF (LQD)

iShares iBoxx $ Investment Grade Corporate Bond ETF (LQD) is a popular bond exchange traded fund. This index fund invests in high quality U.S. corporate bonds.

This iShares fund is tracking track the investment results of an index composed of U.S. dollar-denominated, investment grade corporate bonds. This bond fund utilizes its assets to purchase U.S. investment grade corporate bonds. This ETF offer access to 1000+ high quality corporate bonds in a single fund.

This bond fund use to seek stability and pursue income. The 12-month yield is 3.25%. This top fund also has 0.15% annual expense ratio. The market price is currently traded at 0.03% discount of its NAV.

LQD Fund Profile

• Fund Inception Date: July 22 2002
• Ticker Symbol: LQD
• CUSIP: 464287242
• Rank in category (YTD): 50%
• Category: Corporate Bond
• Yield: 3.25%
• Capital Gains: -
• Expense Ratio: 0.15%
• Total Assets: $ 33.65 billion

Permanent Portfolio: 4 Fund

Permanent portfolio is one of well-known 4-fund investment portfolios. This permanent portfolio is introduced by free-market investment analyst Harry Browne in 1980.

This lazy portfolio is a buy-and-hold portfolio that contains a healthy allocation to gold. The portfolio holds equal allocations of gold, domestic stocks, short-term treasury bonds, and long term treasury bonds.

Who is Harry Browne?

Harry Browne was an American writer, politician, and investment advisor. He was the Libertarian Party's Presidential nominee in the U.S. elections of 1996 and 2000

Rules of Permanent Portfolio

The rules of Permanent Portfolio is simple. It invests its 25% allocation gold, domestic stocks, short-term treasury bonds, and long term treasury bonds.

This 4 fund portfolio is well like by followers in Bogleheads.